Banaam (Receivable / Debit)·بنام
Roman Urdu: Banaam / Banaam Nikalna
Banaam is the traditional bahi-khata word for the DEBIT side of a party's account — a receivable, i.e. money the party owes the adhati. When a buyer (beopari) takes goods on credit (udhaar), the amount is written on the banaam side of their khata, and the running banaam balance is exactly what the adhati has to recover. In mandi speech 'tumhare banaam nikalta hai' means 'this much shows against your name — you owe it'. In modern accounting terms, banaam = a receivable / debtor balance.
Example usage
Example: the munshi prepares the banaam (receivable / debit) and shares it with the buyer or driver on WhatsApp.
Frequently asked: Banaam (Receivable / Debit)
Does banaam mean the party owes me, or I owe them?+
When does an amount get written on the banaam side?+
How does Pakka Khata show banaam in a party khata?+
Related terms
Jama (Payable / Credit)·جمع
Jama is the traditional bahi-khata word for the CREDIT side of a party's account — a payable, i.e. m…
Khata (Ledger)·کھاتہ
The book of accounts maintained by an adhati — one page per party (farmer/buyer/agent) showing every…
Nakdi vs Udhaar (Cash vs Credit)·نقدی بمقابلہ ادھار
Nakdi (cash) means payment is made immediately on the deal; udhaar (credit) means it's paid later, c…
Parchi (Receipt / Invoice)·پرچی
The handwritten receipt traditionally issued by an adhati after every sale — recording the buyer, th…
How Banaam (Receivable / Debit) works inside Pakka Khata
Pakka Khata makes banaam (receivable / debit) automatic, transparent, and dispute-free.
Party Ledger Feature →Digitize your mandi khata
Arhat, bardana, lots, gate pass — all automated, in Urdu, even offline.